Delivering on the Promise of helping you, your company and your employees become positioned to foster growth, decrease risk and successfully save for retirement.

As corporate retirement plans become the predominant retirement savings vehicle for many Americans, today’s retirement plan market is becoming more litigious by the day. It is imperative to consider hiring an expert, not merely a financial advisor.  A retirement plan expert will quarterback the relationship between your company and your retirement plan vendors. A retirement plan advisor becomes the “retirement plan department” for companies, assisting with every aspect of their plan – pricing, investments, compliance, administration, employee enrollment & education, etc. – to deliver an industry leading retirement program to its employees

Retirement Planning

Our retirement solutions are provided by Aurum Advisory Services, an affiliate of Skoda Minotti. Aurum is a registered investment advisory firm that manages assets for high net worth individuals and 401(k), 403(b), 457, defined benefit as well as non-qualified plans. Aurum will engage as a co-fiduciary with the capability to serve as your 3(21) or 3(38) investment fiduciary on your retirement plan.

Our energetic, hands-on retirement plan advisors are ready to help you and your company meet your plan’s objectives. We are dedicated to providing your company with a customized retirement solution that will mitigate fiduciary risk, reduce cost and minimize the administrative burden. We strive to provide great education and value to your individual employees as they save for retirement. Our team has experience across all types of retirement plans and benefits programs, including qualified plans (401(k), 403(b), 457, defined benefit, profit sharing) and non-qualified plans (deferred compensation, executive bonus, executive compensation).

Advantages of a Retirement Plan Consultant

  • Fees – Transparency and full disclosure allow for comprehensive benchmarking and analysis of all plan costs – recordkeeper, TPA, advisor, investments. Likely able to negotiate reduced fees and/or improved services from providers because of industry knowledge.

  • Funds – Evaluation of the current investment lineup, including detailed analysis of performance, QDIA election, mutual fund share classes & expense ratios to ensure a quality investment offering and compliance with ERISA. 

  • Fiduciary – Minimize the company’s liability for investment decisions by hiring a 3(21) co-fiduciary or a 3(38) full-scope fiduciary. Review of best practices for plan sponsors and investment committees to highlight areas for improvement. 

  • Education – Group education sessions raise awareness of the retirement benefit program, promote retirement savings and build goodwill. Individual financial planning allows employees to seek personal guidance and advice.

  • Plan Design – Review of current plan provisions to ensure alignment with management’s objectives and other corporate benefit policies. Industry benchmarking of key provisions (e.g. match formula, vesting, eligibility) allows for effective plan design for employee retention and recruiting. 


Questions? Contact Wendy Eldridge:

Wendy Eldridge